ChatGPT vs Copilot (2026): which suits you and what it costs in Spain
A practical comparison of ChatGPT and Microsoft Copilot: what each does for free, what paid plans add and Microsoft 365 prices in Spain, with the date checked.
Date checked: 16 October 2026. Prices and features change often; always check the official site before paying.
Quick summary
| ChatGPT | Microsoft Copilot | |
|---|---|---|
| Free version | Yes, on web, iOS and Android | Yes, at copilot.cloud.microsoft, desktop and mobile apps, and Edge |
| Account needed? | For history and more features | Not required; with an account you get history, images, voice and longer chats |
| Paid plans for individuals | Go (may include ads), Plus and Pro | Microsoft 365 Personal, Family and Premium |
| Inside Word, Excel and PowerPoint | Not its focus | Yes, for the subscription owner |
| Price in Spain | Not published in € on its pricing page | Personal €10/month; Family €13/month; Premium €22/month |
What each gives you for free
Free ChatGPT, according to OpenAI: unlimited text chats (subject to abuse guardrails), plus limited file uploads, image creation, voice, deep research and memory.
Free Copilot, according to Microsoft: chat for writing, summarising and brainstorming, answers grounded in real-time web search, and page summaries in Edge. Signing in isn’t required, though with an account you get history, image creation and voice.
What paying adds
ChatGPT offers Go (more messages, uploads, images and memory; may include ads), Plus (advanced reasoning models, projects, scheduled tasks and custom GPTs) and Pro (maximum usage). Payment is by card.
Microsoft 365 (official prices in Spain):
| Plan | Monthly | Yearly | Highlights |
|---|---|---|---|
| Personal | €10.00 | €99.00 | 1 person, 1 TB, Copilot in Word, Excel, PowerPoint, Outlook and OneNote |
| Family | €13.00 | €129.00 | Up to 6 people and 2 TB; AI for the owner only |
| Premium | €22.00 | €219.00 | “Extensive” AI usage and agents such as Researcher and Analyst |
Copilot in Excel requires AutoSave to be on (file saved in OneDrive). More in Copilot in Excel.
Which to choose?
- You already pay for Microsoft 365 or need it for Office: use Copilot in your documents.
- You want a general assistant to write, study or create images: start with free ChatGPT.
- You don’t want to pay: try both free with the same task and keep the one that works better for you.
Both can be wrong, and you shouldn’t paste sensitive data. To compare them with Gemini and Claude too, see ChatGPT vs Gemini vs Claude.
How much does it cost? Compare paid plans in Spain, with the date checked and a link to each official site, in our AI pricing table.
Frequently asked questions
Is Copilot free?
Yes, Microsoft Copilot has a free version in the browser, in desktop and mobile apps and in Edge. Copilot inside Word, Excel or PowerPoint requires Microsoft 365 Personal, Family or Premium.
How much is Microsoft 365 with Copilot in Spain?
On Microsoft Spain’s official site (checked 16/10/2026): Personal €10/month or €99/year, Family €13/month or €129/year and Premium €22/month or €219/year.
And ChatGPT Plus in euros?
The OpenAI pricing page we checked doesn’t show the amount in euros; you see the final price at checkout.
Can I share Microsoft 365 Family’s AI?
No. Microsoft says AI features in Family and Premium are only available to the subscription owner.
Keep reading
Sources
Change log
- : First published. Microsoft 365 prices in Spain and ChatGPT plans checked on the official websites on 16/10/2026.
Educational content, prepared with the help of AI tools, with sources cited. It is not a substitute for professional advice. Tools change fast: if you spot something out of date, write to us at contacto@cognenza.com. How we work.